Atome: Contactless and interest-free

by jialezheng   ·  1 year ago   ·  

New to pay later? Don’t worry, Atome is here to help! Whether you’re eyeing a new watch, or thinking of picking up a new skill, Atome is your new go-to paylater app that will change the way you shop. It’s contactless, with no hidden cost or processing fees, and anyone* can sign up using either your debit or credit card, and start owning the things you love today!

Wait, so what exactly is pay later?

Pay later is a service that allows you to pay later when you buy something. With Atome, when you purchase something, the bill gets split into three equal parts which will be paid for later. Let’s break it down, say you purchase a $300 beauty package, you’ll pay $100 there in store, and the second $100 payment will be done a month later, and the final $100 will be paid a month after the second payment. Got it? Kinda? Who pays the remaining $200 upfront? Well, we do. The shop gets the full $300 right there.

So why use Atome?

Get the things you love right now, and pay later

With Atome, you can shop now, and pay later which means you no longer have to wait around to get the things you want. Life happens, sometimes our savings for a rainy day should remain our savings for a downpour and this is only a drizzle. Let’s say, you need a new suit or dress for an important job interview (we get it – no judgement, sometimes nothing in our wardrobe is right for this). By using Atome, you’re splitting the bill into three manageable repayments, which is essential especially if you’re on a tight budget.

Fast and Easy

Atome gets you, we hate hassle too! That’s why using Atome is as seamless as possible – from signing up for an account, to making your first contactless payment, all the way to your final deduction. Everything is a hassle-free process with no hidden fees or extra charges. We stick to one interest-free instalment plan!

Simple Tracking

There’s so many things going on in our lives, and we understand. Atome allows you to keep track of all your payments, and it makes automatic deductions, so you don’t have to worry about ever missing a payment.

You’re convinced? Great! So how do you start using Atome?

Easy! If you’re shopping in-store, every merchant has a unique QR code, scan this code with the Atome SG app and key in your total cost of your purchase. Atome automatically splits the payment into three parts, and your card will only be charged a third of the price there. You get to bring home the things you love right away! Same goes for shopping online, simply select Atome when checking out and wait for your items to be delivered.

Ready? We can’t wait for you to start!

Love it. Own it. Pay later.

Buy now and pay later with Atome

by jialezheng   ·  1 year ago   ·  

Atome (/äə tō mĭ/): “Available to me, access to more”

Let’s kick things off with what Atome is, and how it’s going to revolutionise the way you make payments and make life so much better (we’re not kidding). Atome is a paylater application that allows you to own the things you love right now, and make interest-free instalments later. Get ready to kiss goodbye to worrying or stressing about the changes you would have to make to afford something you love.

With Atome, you can now purchase the things you love, do the things you want to do, all without letting your finances control you. I know, I know, it sounds too good to be true, but Atome offers the financial freedom for you to go out and live your best life. To put it simply, it’s time to treat yourself!!

But how does it work exactly? Welllll, with Atome, our motto is “Love it. Own it. Pay later.’ and it’s exactly how it sounds. No interest, no hidden terms and conditions, nothing to come back and bite you. All you need to do is sign up for an account using either your credit or debit card, and then shop with our merchant partners and scan their unique QR code when paying (only a third of the price then!). It’s a simple, contactless payment process when checking out.

The bill is split into three equal payments, with the first one done there and then, the subsequent instalment payments will be spread over the next two months. All with zero interest. Yes you read that right – Zero. Interest. No hidden cost and no processing fee either, we promise.

Whether you’re re-doing your house and eyeing that stunning mother-of-pearl furniture and homeware from Hacienda Blue, getting your nails done, picking up a new skill like painting or learning martial arts, Atome is here for you and all your dreams.

Now is the time to add to cart (responsibly) and get that pair of shoes you’ve been eyeing for the longest time, or sign up for that painting workshop you said you would since January (New Year’s resolution anyone?) No one’s life is meticulously planned to every last detail, things happen, something impulses get the best of us when we’re eyeing a luxe bag or are increasingly pressured to get a gym membership (because we’re not getting any younger, and health is wealth, right??)

I think that we can all agree that there are very few things that beat the joy of being able to get the things you want, without having to worry about it. Enjoy life’s little luxuries, with no catch. We can honestly go on forever about the benefits of using Atome, but to know for sure, you got to try it for yourself.

So go on, what are you waiting for?

Love it. Own it. Pay later